Protecting your home starts with a strong roof, which serves as its primary defense against weather conditions like hailstorms. That said, recognizing when hail damage calls for roof replacement is vital. In this post, M&A Exterior Home Improvement discusses when it’s recommended to replace your roof due to hail damage.
Hailstorms manifest with varying intensities, so not every occurrence will require a roof replacement. The size of hail is a primary determinant in assessing the damage. Generally, hail an inch or larger in diameter can cause significant harm, such as dents and cracks, or dislodge shingle granules, exposing the underlying asphalt.
After a storm, it’s wise to check for telltale signs of damage. These can range from visible indentations and missing shingles to granules accumulating at the base of downspouts. That said, damage to gutters, downspouts and roof vents can also be indicators of hail damage. These components can suffer dents or dislodgment, affecting the integrity of the entire roofing system.
A professional inspection should be done if you suspect hail damage. After calling your insurance provider, an insurance adjuster will evaluate your roof’s age, installation quality, and existing wear to decide on repair versus replacement. If the damage exceeds a certain threshold, such as compromised areas constituting more than 30% of the roof’s surface, your insurance may cover a full replacement.
The decision to repair or replace often comes down to the extent of the damage and the age of your roof. For instance, a replacement would be more practical if your roof is nearing the end of its expected lifespan, even if the damage is only moderate. Experts can assess the situation accurately and guide you to the most appropriate course of action.
Stay ahead of hail damage — contact M&A Exterior Home Improvement for expert advice on your roofing system. Call us at (757) 779-5244 or fill out our online form to book a consultation.